Essay about Health Care Reform in the United States

Health Care Reform Health care has been an area of discussion for some time now. In the United States, the current health care system is a private system that allows individuals to choose their own method of care. Despite the freedom that comes with the independent nature of this type of health care system, the true disposition creates more problems than it solves. The privacy of the health care institutions has caused affordability and access to become serious issues with this system. Additionally, those with lower socioeconomic status fall short of the ability to access the same pool of resources as everyone else. Due to the issues with affordability, access, and the poor infrastructure of the health care system, a universal health†¦show more content†¦These facts point out that the system currently at play is rather ineffective and therefore ought to be changed. Money plays a huge role in access, therefore it is a vital issue to discuss. Within the current system, lack of money results in lack of health care, which leaves thousands of people without any health care coverage. Between 2001 and 2005, the number of people paying for health insurance increased 30%, however income only raised 3% (Health Care Problems). Adequate income is a necessity and unfortunately that is not present. According to the National Conference of State Legislatures, the average annual premium across the country is $16,000. Currently, the average annual income in the United States is $51,107. Mint Money Management suggests that about 4-6% of one’s total income should be spent on insurance, including life, disability, and health insurance. However, the averages in the United States show that the average person spends about 31% of their income on health insurance, which is not financially beneficial. When this rise in health insurance is not parallel to the inflation of income, innocent people are left without a method to achieve health care. There is a program for those who can’t afford health insurance out of pocket nor have access to it, and that is called Medicaid. Issues still exist with the program. There is only so much funding, which leaves many still uninsured. Additionally, people with Medicaid have difficultyShow MoreRelatedHealth Care Reform : The United States Essay1087 Words   |  5 Pagesfeel heath care reform was necessary, health care costs affect the economy, the federal budget, and virtually every American’s family’s financial well-being. According to Obama, â€Å"In 2008, the United States devoted 16% of the economy to health care, an increase of almost one-quarter since 1998 (when 13% of the economy was spent on health care), yet much of that spending did not translate into better outcomes for patients† (Obama, 2016, p.526). In 2008, 1 in 7 Americans did not have health insuranceRead MoreHealth Care Reform For The United States3412 Words   |  14 PagesObviously, good health is a major factor of being happy and satisfied with an Americans’ life. People also place family and friends very high on the list of value for health care insurance. Health care has become the stress to every person’s life. Health care controls everything a person does due to the drawbacks of not having it when it is necessary; like breaking an arm or coming down with a deathly illness. With these issues, it is said that reforms are on their way. â€Å"Health care reform will be onRead MoreHealth Care Reform For The United States2292 Words   |  10 PagesHealth care in the United States needs to be reformed to be more equitable to all citizens regardless of their race and financial situation. Those in charge of reforming health care should consider the principles of social justice outlined in Catholic social teaching as guidelines for ethical health care reform. Those principles are: the dignity of human beings, the common good, solidarity, and subsidiarity. These four social-justice principles provi de a foundation for a virtuous and economicallyRead MoreEssay On Health Care Reform In The United States1562 Words   |  7 Pages Healthcare Reform in Two States The Affordable Care Act was into law March 2010. The law has planned to make wide-range of changes to healthcare in the United States. The Affordable Care Act efforts to offer universal right to use to healthcare for Americans, control the rising costs of healthcare, adjust the private insurance industry complete things like state-based private exchanges and online marketplace that brings together state-approved insurance plans from multiple companies so consumersRead MoreNew Health Care Reform For The United States860 Words   |  4 Pages New Health Care Reform In 2014, the US entered into the force sensational health care reform of the protection of patients in the United States, which is called The Patient Protection and Affordable Care Act. Under this reform, all the citizens and residents of the country are required to have health insurance. It has also caused many discussions and opinions among people. Supporters of it say that this is a significant step forward, since there is no company that can refuse a person in the insuranceRead More Health Care Reform in the United States Essay987 Words   |  4 PagesHealth Care Reform in the United States In the United States, more than forty million people are without health insurance. Of these people, many are employed by firms that do not offer coverage and many others fall just below the poverty line. Many are poor but still do not qualify for Medicaid. At least twelve million of those without health insurance are children. Reliable sources indicate that the number of uninsured people could rise as high as sixty million by the year 2010. ThereRead More Health Care Reform in the United States Essays1876 Words   |  8 Pagesâ€Å"We will pass reform that lowers cost, promotes choice, and provides coverage that every American can count on. And we will do it this year.† The preceding is a powerful statement from the newly elected President Barak Obama. One of the main aspects of both political campaigns was health care reform. The above quote shows passion and encouragement, but the quotes about health care do not end there. Georgian republican gubernatorial candidate and health care policy maker John Oxendine expressed:Read MoreHealth Care Reform Throughout The United States2059 Words   |  9 PagesAbstract Health care reform and health care itself has been a debatable subject for quite some time. Health care is a major issue that is found not only in the United States, but around the world. Controversy has gone around this subject due to the causes and effects of the reform and the matter of not being successful as many hoped. The World Prosperity Organization and the Institute of Medicine have two intriguing viewpoints about health care reform and what is needed to be done. The World ProsperityRead MoreHealth Care Reform and How the United States Got There.3541 Words   |  15 PagesHealth Care Reform and How the United States Got There. For over a decade our healthcare system has been flawed, and for over a decade several Presidents have tried to reform the health industry with little success. Advocates of health care reform have been met with great controversy and resistance since as early as 1854 when President Franklin Pierce vetoed the â€Å"Land-Grant Bill for Indigent Insane Persons† that would benefit the indigent insane, â€Å"by arguing that the federal government shouldRead MoreThe Health Care Crisis And An Understanding Of The Reforms2277 Words   |  10 PagesA. The health care crisis and an understanding of the reforms The American Health Care system to say the least is wasteful, bloated, and generally inefficient and therefore in dire need for immediate review. 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Millennials Cant Buy Property Soon Enough - Free Essay Example

Sample details Pages: 4 Words: 1187 Downloads: 9 Date added: 2019/08/16 Category Literature Essay Level High school Topics: Millennials Essay Did you like this example? Abstract   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   When we started this project we designed a survey to answer our original research question which was to determine whether or not there was a relation between how many people live in a home versus the cost of the mortgage payment or rent. From this we were attempting to prove that higher costs of living required more than one income thus leading to more people living in the house. However we did not have enough question that could narrow down how many people were actually making money in the house as opposed to a dependent.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Upon running multiple data tests we did find there was a relation between age group and homeownership. The questions that helped us determine this relationship were; what is your age and do you own or rent. It has been a topic of many studies that people have a much harder time today buying a house then people did 30 years earlier so I decided to take that piece of data and further research what the major causes of the decline in home ownership is. Don’t waste time! Our writers will create an original "Millennials Cant Buy Property Soon Enough" essay for you Create order Introduction   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Within the last 30 years home prices have increased drastically while income has increased at a much slower rate. This has been attributed to much of the fault as to why home ownership rates are down and while it is a factor, there are also many more factors that have attributed to lower rates. So what does actually contribute to the decline in home ownership? Are we just making excuses or is there more to it? I have found that there is much more to it and I will discuss how marriage, kids, ethnicity, education and student loans impact the home ownership rates today. Literature Review In the article; Heres why millions of millennials are not homeowners. (Nova 2018) the author goes over several reasons why millennials are having a hard time buying a home. The number one reason for the drop in home ownership rate is the fact that millennials are getting married later than previous generations. This factor alone has an 18% negative impact on home ownership rates. This leads to having children later which contributes another 6% negative impact on home ownership rates. One of the main reasons for this is education. Instead of getting married and having children early, people are opting to get their degrees and professional lives together first. Student loan debt of 100K or more can lower the home ownership rate by 15%. So if you are a Hispanic female going through school using student loans and your not married or have any children then you have less than a 10% chance of owning a home during that time frame. Although education does lower home ownership rates for these reasons you are well worth waiting because the rates of home ownership for someone with a college degree are 71.4% compared to someone with a high school education has a 60.4% chance of being a home owner. Another factor of lower home ownership rates that the article expresses is that Millennials are more ethnically diverse. Statistics from American Housing Survey state that in 2015 home ownership rates by race are as follows. White: 70.8%, Black: 42.2%, Asian, Pacific Islander: 56.6%, Hispanic: 45.4%, Other: 49.0%. What the statement implies is that a predominantly white community becomes a mixed community causing home ownership rates to go down. There are two more factors the article talks about, one is the high prices of both homes and rent costs. The article states that most Millennials are rent burdened so its nearly impossible to save to buy a home. The last factor was actually a positive factor which shows that people that grow up with parents that are home owners increases their chance of buying a home by 10%. Growing up in that environment sets a standard in your mind that home ownership is the ultimate symbol of success so it becomes a higher priority in your mind. Methods of Research Initially what we did is constructed an 18 question survey to try and verify if there is a relation between housing cost and housing density. Once we determined our questions we sent a link through social media to try and reach out to as many people as possible. We choose this method because we wanted to get answers from a wide range area. The area of response was concentrated within the Los Angeles, Riverside, and Anaheim area.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   After we gathered 40 surveys we converted the data to an excel sheet and eventually into IBMs SPSS system where we ran multiple T-test that were inconclusive and ran a chi square test. We were unfortunately not able to find a correlation between hosing costs and home density but we did however find a correlation between age and home ownership while running another chi square test.   Through that chi square test we found there was a 0.011 asymptotic significance between age and home ownership which means there is a significant relationship between the two data sets. It also showed that out of the 40 surveys only 8 were home owners in which 7 of those were in the 29-68 category while only 1 was in the 18-28 category. The other 32 respondents were either renting or living with family. From this piece of data we changed our research question to; Does age have an impact on home ownership rates? Discussion and Conclusion As I began the research, I found there are multiple reasons for the decline in home ownership rates. Some of those reasons include, Income vs housing costs, the reduction of non-white families, overall decrease in married couples with kids, and most importantly the mortgage crash of 2008. I also found factors that increase home ownership rates such as an aging population and an increase in education, however the factors that increase home ownership rates are outweighed by the factors that decrease home ownership rates so there is currently a net loss from 1985. The research done in the literature review shows multiple reason why there is a decline in home ownership but is it necessarily a bad thing? If you were optimistic you might say that this is not a problem at all, it is in fact encouraging to know that people are striving to become more educated. Studies show that people with a college degree have a 71.4% chance of being a home owner so even though home ownership rates of younger ages are effected initially, more people will eventually own homes in the future. The lack of home ownership is a sign of a weakening economy but as more educated people enter the market the better we will be able to solve the issue and close the gap in affordability. We have many different case studies and articles built around the struggle of home ownership today and education is the key to understanding, studies should be reevaluated and questioned as to whether the implication are positive or negative in the immediate context or the future or both? If I were to believe it was an issue I would research low income housing studies to find out what solutions are proposed because ultimately the reason younger people are not buying property is because they simply dont have the money for it.

Tennessee Temple Free Essays

Islam is the religion articulated by the Quran, a book considered by its adherents to be the verbatim word of the single incomparable God and by the Islamic prophet Muhammad’s demonstrations and real-life examples. The word Islam is a homograph, having multiple meanings which are directly interpret as peace. Other meanings include submission or the total surrender of oneself to God. We will write a custom essay sample on Tennessee Temple or any similar topic only for you Order Now The origin of Islam dates back to the creation of the world. All the prophets who came to this world preached the same message of believing in one God and to accept them as His messenger. The prophets were also blessed with a manifestation of divine will or truth. Likewise, Prophet Mohammad was also a messenger of God. He revealed the truth and the way of life through the Holy Quran. Before the birth of Prophet Mohammad, the Arab society was sunk into darkness. Although the Arabs believed in the unity of God, but they also claimed that God has entrusted His duties to various gods, goddesses and idols. For this purpose, they had more than 360 idols. They considered angels as the daughters of God. They were ignorant of social values. They were nomadic people who were dependent on cattle for their living. There was no government or law. All power existed with the rich. The society was full of barbarity and brutality. Tribes fought with each other over trivial matters for centuries. A slight argument over horses or water could lead to the slaughtering of thousands of innocent people. It was the birth of Prophet Mohammad in 570 A. D in the city of Makkah which brought a revolution to the entire fate of the nomadic Arabs. He became famous among the people of Makkah at a very early age because of his allegiance and reliability. He was widely known as Al-Ameen or honest, trustworthy. At the age of 40, when Mohammad was meditating at Mt. Hera, he received a revelation from God. The angel Gabriel said to him, â€Å"Iqra† which means â€Å"to read†. Mohammad replied â€Å"I cannot read†. Gabriel embraced and released him. Then the first five verses of God were revealed to him who said, â€Å"Recite in the name of your Lord who created! He created man, out of a (mere) clo th of congealed blood. Recite; and thy Lord is most bountiful. He who had taught by the pen, taught man what he knew not. † Mohammad started proclaiming the message of believing in one God. The people who once called him â€Å"Trustworthy† and â€Å"Honest† boycotted and plotted to kill him. In 622 A. D. , due to worsening living conditions and social isolation, was broken in 629 A. D by the non-Muslims of the Makkans. Mohammad moved towards Makkah with 10,000 men and the battle was won without a single Prophet Mohammad migrated to Medina along with his followers. This flight was known as Hijrah and marks the beginning of the Muslims calendar. Mohammad’s message spread rapidly and the number of followers increased in Medina. During the next few years, a series of battles were fought between various tribes of Makkah and the Muslims of Medina. In 628 A. D, the Treaty of Hudaibiyah was signed between the two parties. Truce was declared for 10 years. The treaty bloodshed. Mohammad died in 632 A. D, at the age of 63 in the city of Medina. Mohammad’s death brought a huge catastrophe among Muslims. People could not believe that Mohammad had left them forever. Many of the followers were perplexed and distraught, and claimed him to be still living. At that time Moha mmad funeral, Abu Bakr, who was the most respected of all the followers affirmed that, â€Å"O people, those of you who worshipped Mohammad, Mohammad has died. And those of you who worshipped God, God is still living. † Now being a Muslim requires that they read their Quran or their bible. â€Å"Reading† The Quran is the â€Å"Word of God† to Islam. About 4/5 the length of the New Testament. Muslims believe the identical book is in Heaven and Allah sent the angel Gabriel to Mohammed to reveal his â€Å"Word†. The Quran is divided into 114 chapters or Surahs. The Surahs are revelations given to Mohammed during his 23 years of â€Å"Prophet Hood† from 610 AD to 632 AD. The Quran, composed during Mohammed’s lifetime corresponds to the time and circumstances of his life. The Surahs or chapters can be divided into three time periods. The earliest Surahs are the shortest and known as Early Meccan, and date from 610 to 622 AD. Composed in Mecca, prior to Hejira where Mohammed fled to Medina in September 622 AD. The Median Surahs were composed during the time Muslims controlled the city of Medina. They date from 622 to 630 AD. The doctrine of Jihad was introduced as war was waged against Mecca and its idol worshipers. Animosity toward the Jews and Christians increased as they rejected Mohammed as a prophet from God. Late Meccan Surahs were between 630 and 632 AD. The last 2 years of Mohammed’s life after Mecca surrendered to his authority. Surahs were at this time not collected in one book but were memorized and collected on various items. In the battle of Yamamah in 633 AD many of the Hafiz died. The Hafiz were Muslims who had committed much of the Quran to memory. With the urging of Umar, Zayd ibn Thabit, one of Mohammed most trusted secretaries was appointed to the task of collecting the Quran into one book. Still later after different versions of the Quran began to appear Zayd was put in charge of collecting all the Qurans throughout the Muslim world and issuing an authorized copy in the place of one’s collected. The Quran makes the appeal to its beauty and consistency with previous scriptures as proof of its inspiration. The teaching of Quran and Hadith (sayings of Prophet Mohammad) revolves around two Arabic words namely, Emaan (Faith) and Amaal (Acts). Emaan is like the roots of a tree and Amaal are the stems, leaves or other parts of it. Just as without the roots, the tree cannot survive, similarly, without faith, the acts are useless. The teachings of Quran emphasize mostly on the beliefs and an overview the acts, whereas the Hadith explains both beliefs and acts in details. Muslims believe that although there may be reservations in the Hadith, but Quran is free from all the mistakes and is infallible. Quran is comprised of 114 Surahs (chapters) and 6236 Ayats (verses). Quran was preserved through writing and memorization. Undoubtedly, today Quran is the only book which is fully memorized by more than 10 million people all over the world. The teachings of Quran confirm the revelations of other books and scriptures on various prophets. But, at the same time, all these books are considered to be corrupted with time and do not contain the original script of God. The six articles of faith are the main doctrines of Islam. All Muslims share beliefs in God, Angels, Scriptures, Prophets, Resurrection and Divine Creed. They also believe in the five pillars of faith. These are duties each Muslim performs to demonstrate his or her faith. They include: Testimony of Faith, Prayer, Almsgiving, Fasting and Pilgrimage or taking a trip somewhere. How to cite Tennessee Temple, Papers